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“IT JUST MADE SENSE TO BUY THIS WAY”
Jenny Woodly – H&M Customer
How we work
1) Secure the right mortgage
We’ll connect you with local lenders with the best rates.
2) Find your house & Meet your advisor
100% of home buyers shop for homes online. Use popular apps to find your home and we’ll immediately connect you with one of our agent advisors to send you exclusive listings.
3) Contract to close
- Offer: Proposal to the seller
- Counteroffer: Offer negotiations
- Decision: Buyer or seller accepts or rejects a counteroffer
- Inspection: Conduct inspections & respond
- Title: Review and clear title
Find a place you’ll love to live
Top reasons to buy with us
Cash back
Typically, the buyer’s agent is offered 2-3% of the sale price as a commission. When you work with Homes & More, you get a portion of the buyer’s agent commission back as a rebate to help with closing costs.
Exclusive Listings
We tap into our large agent network to get insight into off-market properties for sale.
Ongoing Advisory
Real estate advisory services can help you maximize the value of your real estate investments by providing ongoing support with a variety of services.
Frequently asked questions
How does Cash back work?
Traditionally, the buyer’s agent is offered 2-3% of the sale price as a commission. When you work with us, you get 100% of the buyer’s agent commission back as a rebate, less our flat fee of $9,999.
Here are a few ways to use your rebate:
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Use it to pay for closing costs including your lender points that will save you thousands over the life and are tax deductible.
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Use your rebate to reduce the sale price of your property, and reduce your property taxes as a bonus.
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Use it to make your offer stronger: You can use the rebates to increase your offer, thereby gaining an edge over the competition!
All rebates are processed through escrow hassle-free. No separate transactions or contracts.
The cash back rebate offer sounds too good to be true. Is there a catch?
There is no catch!
We started H&M as we think there needs to be a better way to buy a home based on our own home-buying experiences.
Buying agents get paid 2.5% of the purchase price, which means on a typical $1 million single-family home, they get $25,000.
Given the escalating real estate prices, that didn’t feel right to us, so we rebate a portion back to the buyer upon taking our flat fee of 1%.
We still offer all of the services of a real estate agent, with better data-driven tools, increased transparency, and more responsive client service.
How and when do I get the cash back?
Buyers receive their cash-back rebate at the close of their home purchase.
As soon as the escrow company distributes the funds (generally the same day as close), we then wire you your cash-back rebate.
You can then use your cash-back rebate to buy new furniture, renovate your kitchen and bathrooms, or throw that all-important housewarming party! (or use it to pay down your mortgage)
Is the cash back rebate taxable?
According to the IRS, a cash-back rebate from a buying agent as part of a real estate purchase is generally not subject to income tax. Per the IRS “a payment or credit at closing from [a real estate brokerage] represents an adjustment to the purchase price of the home and generally is not includible in a purchaser’s gross income.”
When you sell your property in the future, you will adjust your cost basis down by the rebate amount when calculating capital gains taxes (subject to allowable capital gains exemptions on real estate properties).
Consult with your accountant or tax attorney as it relates to your circumstances.
Will there be a written contract between myself and Homes & More detailing the rebate?
Simply contact us and we can send you our standard client agreement in DocuSign for you to review and electronically sign. The contract is non-exclusive, so if you are not 100% satisfied working with Homes & More, you are free to work with another buying agent.
What cities and neighborhoods do you cover?
We cover the entire Los Angeles, Ventura, and Orange County areas.
What services do you provide home buyers?
We provide all of the services of a traditional real estate agent, with better data-driven tools, increased transparency, and more responsive customer service.
We can help with as little or as much of the home-buying process as you require. Some clients come to us with a home already found and a price in mind, and need assistance with assessing the home and executing the transaction.
Others are still figuring out their budget, what they’re looking for, and advice on where to focus their search. Wherever you are in your home-buying journey, we’re here to seamlessly guide you through your home-buying process – finding the right home, valuing it, understanding the disclosures, submitting a competitive offer, and closing the transaction.
We’re with you from start to finish.
Are Homes & More agents fully licensed?
Yes. All agents in our network are fully licensed California sales agents. All of our agents are members of the California Association of Realtors (TM) and the National Association of Realtors (TM).
Who will be my day-to-day point of contact?
One of our licensed real estate agents personally leads each transaction and will be your day-to-day point of contact throughout your home-buying journey. We work closely as a team, and are able to jump in for each other if and when you have a time-sensitive request.
Is Homes & More a real estate brokerage?
No, we are not a brokerage. We work with real estate agents from several of the top brokerages in the United States.
Ready to buy a home?
Whenever you're ready, a Home & More Advisor is available to walk you through your options, answer your questions, and help you make more informed decisions about your future home.
